Man spends 10 years of savings on Rs 2.25 crore flat; wife's words go viral

For years, Raza Adil Rizvi wanted to invest his savings, start a business and take financial risks rather than spend a large amount on buying a house. But after getting married, his wife suggested that he first secure a home for the family and think about business and investments later. At the time, he thought she did not understand his ambitions. Today, after spending 10 years of savings on a flat worth ₹2.25 crore, he says he understands why she insisted on having a home of their own.In an Instagram video, the content creator, who posts under the handle @realtalkraza, showed the flat and explained why buying it was an important financial decision for him.

“I earned 10 years and bought this flat with all my savings, which you are seeing in this video, worth 2.25 crores,” he said.He recalled that when he started earning, his priorities were to build a business and invest his money. At the time, he was living in a rented house. However, after his marriage, his wife asked him to change the order of those priorities. “When I got married, my wife told me that first of all, do your own house or flat.

After that, if you want to invest your money, want to do business, want to take any risk, you can do it,” Rizvi recalled.He admitted that he initially disagreed with her advice. “And I used to think that no, this is her small mindset, she doesn't understand, but she was right,” he said.Why he believes buying a home gave him financial peace of mindFor Rizvi, the biggest benefit of buying the flat is the sense of security it gives him and his family.

He said that waking up in his own home gives him peace of mind because his wife, mother and children have a place to live without worrying about being asked to leave a rented property.“Because today when I wake up in my flat after sleeping in the morning, I feel so much peace of mind and security that at least there is a place for my wife, my mother, my children, which no one can take them out of,” he said.He also explained that owning a home has changed how he looks at future business decisions.

He no longer feels that every financial risk could threaten his family's basic security. “And now in the future, whatever I want to do, I can do it with my money, I can invest, I can do business, I can trade, I can do whatever I want, I can take a loss, but at least I have a roof over my head, I have a roof over my children's heads,” he said.He believes people should first arrange a secure place to live before committing their money to uncertain business ventures or investments.

“If you run after these things that I invest money, do business, there is a 50-50 chance in all this that there will be a loss or you will be successful. And if you live in a rented house, you have a loss, then ultimately in the end you can also be homeless,” he said.He concluded that having a home gives a person a degree of security before taking bigger financial risks.Social media users debate whether buying a flat should come before investingRizvi's video prompted different reactions from social media users.

While some agreed with his decision to prioritise a home, others questioned whether spending such a large amount on a flat was necessarily the best financial choice.One user supported his approach, writing, “I feel the same way living in a rented home most of my life.” Another appreciated that he spoke positively about buying a flat instead of complaining about the financial burden.

“Thank you atleast kisi ne flat khareedne ka bad rona nhi roya. Thank you brother,” the user commented.However, some questioned the idea that a flat automatically provides complete ownership and security. One commenter wrote, “Lekin Bhai Flat mtlb na chatt apni na Zameen apni.. Zameen ka ghr is the best option in price range of 2.25cr,” arguing that owning land and an independent house would be a better option at that price.Another user warned about the financial commitment involved in buying a property through a home loan, writing, “Only until you pay EMI on time.

This is a trap! Go to remote area and buy small land. Thank me later.”There were also comments about the risks involved in building wealth. “You are right but if you want to be exceptional, you need to be all in,” one user wrote, suggesting that taking bigger risks could be necessary for extraordinary success. One commenter took a humorous approach to the discussion, writing, “Na shadi kro na baccha..

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